Participants must be a married or cohabiting couple, between the ages of 28-68 with a combined Annual income of at least $60,000 per year. It should exclude income derived from alimony, child support, unemployment, rental properties, social security, disability or tips, commissions. Both partners must check in and attend the sales presentation together. Participants must be gainfully employed, or retired and not in active bankruptcy. This offer is designed for Citizens of the United States that have a valid major credit card or debit card (prepaid cards do not qualify), and a FICO score of at least 600. Single females qualify so long as they are between the ages of 30-65 with an annual income of at least $75,000 per year and have a valid major credit card. Participants cannot be residents of the following states: Alaska, Hawaii, Maine, Iowa, California, and Washington.